Property Risk Intelligence for Asset Owners and Insurers

Lower premiums start with
better risk evidence.

EquiRisk surfaces the true quality of your portfolio. Underwriters can price the risk, not the doubt.

EquiRisk surfaces the true quality of your portfolio. Underwriters can price the risk, not the doubt.

The data needed to price social housing risk already exists. It's just not usable enough — and everyone in the chain feels it.

Built for every stakeholder

Social Housing Providers

You may be carrying better risk than your submission can show. EquiRisk surfaces missing data and material risk drivers, turning your SOV, FRA and FRAEW evidence into a structured submission pack — for stronger conversations and fewer surprises at renewal.

Underwriters

Stop pricing complex portfolios from fragmented evidence. Assess fire risk, cladding exposure, remediation status and data quality from validated, source-linked evidence at block and portfolio level — clearer selection, stronger pricing, less assumption.

Brokers

Spend less time rebuilding submissions and more time placing the risk. EquiRisk turns messy SOVs and incomplete documentation into auditable, exportable data packs — less re-keying, more consistency, faster routes to market.

Modern social housing residential blocks
EquiRisk
PremiumIntelligence
5.5M
social homes across the UK The evidence that prices their risk sits locked in Statement of Value spreadsheets, FRAs and FRAEWs.
The EquiRisk difference

Evidence you can check, challenge, and trust.

Transparency  ·  not black boxes

Traceable to the source

No unexplained scores, no black-box output. Every material risk flag links back to the exact page of the source document, so findings can be verified — not taken on trust.

Augmentation  ·  not automation

Your team keeps the judgment

EquiRisk doesn't replace brokers, asset teams or underwriters. It removes the manual work that slows them down, so expertise stays where it belongs — with your people.

Connectivity  ·  not disruption

Works with what you use

Built around the documents and systems already used across housing insurance — SOVs, FRAs, FRAEWs, asset data and underwriting reports. It fits your workflow, not the other way round.

Consistency  ·  not repetition

A clearer picture over time

As portfolio evidence builds, the view of risk gets more consistent and complete with every submission — a steadily stronger basis for pricing conversations.

Platform capabilities

Everything the submission needs — in one place.

From raw SOV spreadsheets to structured, source-linked outputs, EquiRisk covers the full evidence pipeline.

Core

Statement of Value

Ingest SOV spreadsheets in seconds — 35+ property attributes mapped, blocks detected, and your full portfolio structure built automatically.

Fire Safety

FRA Intelligence

Surfaces fire-risk ratings, evacuation strategies, sprinkler systems and outstanding actions — each red flag linked to its exact page in the source assessment.

External Wall

FRAEW Analysis

External-wall risk scoring — cladding detection, EPS insulation flags, cavity barrier assessment, and remedial action tracking.

Underwriting

Doc A & Doc B Export

Generate submission-ready Excel reports per unit (Doc A) and per block (Doc B), enriched with OS data, EPC ratings, and cladding risk scores.

Data

OS & EPC Enrichment

Automatically geocode every property via Ordnance Survey, fetch EPC ratings, and flag listed buildings — no manual data entry.

Analytics

Underwriter Dashboard

Real-time portfolio views for housing associations and underwriters, with RAG status, risk ratings, and cross-portfolio analytics.

How it works

Three steps to underwriting-ready evidence

From raw documents to structured, source-linked risk evidence — with a clear, verified audit trail at every step.

01

Upload your portfolio

Drop in your Statement of Value (SOV) spreadsheet. EquiRisk validates, parses and builds your full property and block structure — typically in under 60 seconds.

02

Attach risk evidence

Upload FRA and FRAEW PDFs. Every page is read and structured — risk indicators, ratings, cladding types and remediation actions, each tied back to its source.

03

Export ready reports

Download Doc A (per-unit schedule) and Doc B (per-block risk summary) — enriched, structured, and ready for underwriting submission.

For both sides of the market

Built for both sides of the market

Making social housing insurance smarter — for those who hold the risk, and those who price it.

  • Upload SOV, FRA and FRAEW documents in one place
  • Prepare submission-ready documentation for insurers
  • Track fire risk and cladding status across your portfolio
  • Monitor remediation progress and compliance
  • Access IC-ready, auditable risk evidence tied to precise property data
  • Replace guesswork with validated, structured extraction from FRAs
  • Empower dynamic pricing and accurate risk modelling
  • Lower loss ratios and reduce administrative overhead
Ask Quinn — Risk Analyst
Your Risk Analyst

Meet Ask Quinn.

Quinn works securely in the background, connecting to your Asset Management System to ingest Statement of Value, FRA and FRAEW documents.

But Quinn does more than extract data. It isolates the high-risk red flags underwriters actually care about, and links every finding back to the exact page and section of the source PDF — so each rating can be verified at its source in a single click, rather than taken on trust.

PremiumIntelligence

Every block accounted for. Every risk in view.

Go to market with clearer data and stronger submissions — risk evidence transparent enough to trust, and detailed enough to price on.

Prefer email? Ewan@equirisk.ai

Get in touch

Tell us about your portfolio and we'll be in touch.